Mortgage calculator

Mortgage calculator

Mortgage


As part of our house auction service, we are also able to assist people with their mortgage needs and find the best mortgage deals and mortgage comparisons. We have a dedicated team of third party online mortgage brokers who can work flexibly around you and find you the best mortgages for your dream property or investment.


These mortgage agents have a wealth of experience and are able to assist with all kinds of mortgages, from first time buyer mortgages, remortgages, home refinance, interest only mortgages, equity release, bridging finance, self employed mortgages and shared ownership mortgages.


  • First time buyer mortgage rates
  • Buy to let mortgage rates
  • Remortgage rates and remortgage deals
  • Home refinance
  • Interest only mortgage rates
  • Equity release
  • Bridging finance
  • Shared ownership


They also specialise in mortgages for people from the following categories:


  • In the armed forces
  • Lending into retirement
  • Bad credit
  • Criminal record


They are able to advise you of current mortgage rates, mortgage interest rates, and general mortgage rates today.

Mortgage calculator


Speak to our mortgage advisors to get the best deal on your mortgage, whether you are a first-time buyer, moving home, upsizing, investing in the buy to let market or re-mortgage any of your existing properties.


See our simple mortgage calculator, to determine affordability and mortgage payments for a given amount or property. Our mortgage loan calculator is simple and easy to use.


Into the mortgage calculator, input:


  • Home value
  • Deposit
  • Loan amount
  • Term of years 


Click calculate mortgage.


Mortgage result not what you were expecting? Contact one of our mortgage agents below, who will be able to advise you of the best steps forward to get the best mortgage for you.


Our mortgage advisors will guide you through the whole process, including any costs associated with buying the property and answer any questions you may have.



Our experienced mortgage advisors are dedicated to simplifying the mortgage process for you. They have access to a comprehensive range of mortgage options. This means they can provide you with unbiased advice and find the best deals from a multitude of lenders, and can guide you every step of the way.


The mortgage brokers pride themselves on their commitment to transparency, integrity, and client satisfaction, and can help you save you time and money while transforming your financial aspirations into reality. 

Benefits of working with our expert mortgage brokers:


  • Competitive mortgages rates to suit your individual circumstances


  • Independent mortgage comparisons


  • Most current mortgage rates


  • Access to over 100 lenders including lenders not available on the high street, with exclusive deals & mortgage rates


  • Saving you money by finding the best mortgage deals for you


  • Our mortgage advisors do the heavy lifting for you and present you only with the best mortgage deals


  • Efficient communication with the lenders and always chasing and keeping things moving for you


  • Regular communication and status updates, so you always know where you are at


  • Consistently staying informed about the market that is constantly evolving and changing


  • Our mortgage advisors pride themselves in pragmatic solutions for all their clients in helping them achieve their dreams

If you are new to using a mortgage broker and want to know the following, you have come to the right place.


  • What is a mortgage in principle?
  • How to get a mortgage in principle?
  • How to apply for a mortgage?
  • How much can I borrow for a home loan?
  • How much deposit do I need to buy a house?


Our mortgage brokers can get you the best mortgage rates today for large bank institutions such as a Natwest mortgage or smaller banking society mortgage deals, of which mortgage rates aren’t available on the high street.


Most common questions about mortgage applications and mortgage deals:


What is a mortgage in principle?


A mortgage in principle or agreement in principle, is a written statement from a bank or building society to officially confirm how much you can borrow. This indicates to the seller that you are serious about buying and you can afford to get a mortgage.


How to get a mortgage in principle?


A mortgage in principle is one of the initial steps needed when buying a house. A mortgage in principle tells you how much you can borrow, so you understand what house price range you can afford.


To get a mortgage in principle, call or enquire with one of our mortgage advisors, who will go over details and affordability criteria easily over the phone with you. This only takes a short while and you will have a written document to say you can afford the mortgage.


How to apply for a mortgage?


Once you have found the house or property that you want to buy, schedule an appointment with one of our mortgage advisors, who will be able to go over the mortgage application with you over the telephone or video chat. They will need several documents, which they will ask you for ahead of time.


How much can I borrow for a home loan?


How much you can borrow from a bank is usually dictated by your annual income and you can borrow up to 4.5x that amount. Say for example, your annual salary is £30,000. £30,000 x 4.5 = £135,000. The maximum amount you would be able to borrow is £135,000. There will be other factors to consider which may mean you are able to borrow more or less. Please check with our mortgage partner for a precise individual figure.


How much deposit do I need to buy a house?


How much deposit you need to buy a house is dependent on the type of mortgage you want to apply for. Residential mortgages require as little as 5% deposit, however, banks and building societies usually like you to have at least a 10% deposit for a mortgage.


Buy to let mortgages usually require 25% deposit or more depending on the value of the property.


Eligibility criteria applies for all mortgages, so enquire with an expert below about your individual circumstances.


Our mortgage advisors can also help with monthly budgeting.

A mortgage is a long-term commitment to make your dreams of home ownership a reality

Monthly budgeting


To make sure you can afford the mortgage you want, our mortgage broker can also assist with monthly budgeting, whether this is through a monthly budget planner or monthly bills spreadsheet, we can identify the most common monthly expenses and set a budget for household and find the best way to save money every month.


Insurance and mortgage protection


As part of the service, our mortgage brokers can also advise on mortgage insurance and mortgage protection policies that may be suitable for your individual circumstances. They are able to provide a mortgage protection insurance quote and answer any other life insurance and mortgage protection queries you may have.


Next steps


Our mortgage advisors’ mission is to help you get the best mortgage deal and the best mortgage protection for you. Whether you are looking to compare mortgage deals, check the latest buy to let mortgage rates or looking for help with monthly budgeting, our expert mortgage brokers can help.



Get in touch below to speak with our experts, we promise you will come away relieved, well informed and on track to get the best mortgage for you. 

Speak with a mortgage advisor

                                                    Mortgage and protection advisors

Kirstie

Mortgage and Protection Advisor

Meet Kirstie. Kirstie offers tailored solutions and comprehensive advice to meet your needs. Kirstie can provide you with advice from a range of providers and has access to exclusive products that you won’t be able to find elsewhere.


Getting a mortgage can be challenging, so let Kirstie simplify your mortgage journey with her wealth of industry knowledge and connections. From start to finish, she's committed to providing you with a seamless journey.


Kirstie is dedicated to providing you with a 5-star experience backed by TrustPilot reviews. Kirstie is here to work around you and can provide you with a free initial consultation around the clock if 9-5 doesn’t work for you.


Ready to start? Contact us today for a seamless mortgage experience and save money and time by searching around endless banks and building societies.


Joe

Mortgage and Protection Advisor

Meet Joe. Joe has been within the property industry for over 8 years and has extensive knowledge on mortgage, protection & complex property finance. Being an estate agent previously, Joe can assist you from start to finish with the whole property purchasing process, from creating a decision in principle, assisting with solicitors paperwork, all the way through to progressing your chosen purchase through with your estate agent. Joe understands that buying and selling property is extremely stressful and daunting, and as part of his service, will be on hand early mornings, late evenings, and weekends.

 

Whilst representing the whole of the mortgage market, Joe has access to lenders that will be able to lend to clients with poor credit, lending into retirement and complex cases, including pointing you in the right direction for equity release & bridging finance. We will find a way to make your purchase happen!


Ready to start? Contact us today for a seamless mortgage experience and save money and time by searching around endless banks and building societies.


*Your home may be repossessed if you do not keep up repayments on your mortgage.

**Please note we do not offer financial advice. We work with top mortgage brokers who we refer you to assist you with your enquiry. They are licensed and trained to offer you advice.

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